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OVERVIEW
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SafeShop™ is the payment solution that makes Merchants more efficient.
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SafeShop™ requires integration and is aimed at Merchants that have access to development resources. SafeShop™ is ideal for medium and large web sites, call centers and web store environments. SafeShop™ is written in XML and can be run on any operating system for which XML is available. Database storage, formatting and development is entirely at the discretion of the developer. The Payment Manager API includes functions to perform authorisations, settlements, cancellations, credits and charge-backs.
The merchant does not need to install any 3rd Party software to make use of SafeShop™. Merchants require their own SafeShop™ account and a relationship with an authorised Acquiring Bank.
Using SafeShop™, a merchant can send through a transaction to the payment gateway. A settlement, cancellation and credit of a transaction can only be performed on a transaction that has already returned a successful response to the merchant. This would effectively mean that a merchant cannot do a reservation and then a cancellation on that reservation in the same batched transaction. A merchant can however perform a reservation and a credit on a previous reservation within the same batched transaction.
The input values to SafeShop™ must comply with the XML schema described later in this document. Most values are optional, and this list will grow with time. The mandatory fields need to be completed with valid information. It is suggested that the merchant tests all input fields on their side to minimize failed transactions, and reduce the time it takes for SafeShop™ to return the results. SafeShop™ will test the XML schema, then the
merchant credentials, and lastly the correctness of the format of each of the values supplied per transaction. It is important to note that one transaction could fail due to an invalid credit card number, and that the next one in the same XML sheet, may still be approved. SafeShop™ handles each transaction separately after the merchant has been authenticated against the SafeShop™ system.
In order to utilise the SafeShop™, a merchant does not need to install any additional software on their server. A merchant
can use COM, Java, PHP or ASP to connect to SafeShop™.
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Who should use it?
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Payment Gateway is ideal for merchants who have an existing website with an electronic shopping cart,
or who wish to commission MWEB Business to develop one.
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How does it work?
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Safeshop is a comprehensive and secure e-commerce systems available, incorporating SSL encryption and tamper-proof digital objects to assist in the prevention of hacking and impersonation.
A secure firewall security system and an offline encrypted storage facility to minimise risk and provide peace of mind.
SafeShop also offers fraud protection with the implementation of 3D secure – a technology developed by MasterCard and VISA as a means to reduce online credit card fraud.
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Features & benefits
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- Use of the Payment Gateway regardless of where your existing site is hosted
- Use of any of the banks linked to the Safeshop system
- Online reporting on successful and failed transactions, as well as log files that address hourly, daily or monthly transaction volumes
- Support for payment methods such as VISA and Mastercard, C.O.D, direct deposits and alternative payment methods including, eBucks, Standard Bank Autopay, Nedbank Secure Payment, UKASH, FNB cell paypoint and mimoney
- A user guide, manual and training if needed
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